Commercial Loan Portfolio Review

This comprehensive commercial loan portfolio review ensures full regulatory compliance with OCC Commercial Lending Standards, Interagency Guidelines, FASB Credit Loss Standards. Designed for Commercial Loan Officer / Credit Analyst professionals to maintain safety standards and pass regulatory inspections.

Industry: Financial Services
Frequency: Quarterly
Estimated Time: 45-60 minutes
Role: Commercial Loan Officer / Credit Analyst
Total Items: 32
Compliance: OCC Commercial Lending Standards, Interagency Guidelines, FASB Credit Loss Standards

Initial Assessment

Core financial services safety and compliance checks for initial assessment.

Financial Statement Review
Covenant Compliance
Collateral Valuation
Risk Rating Assessment

Detailed Inspection

Detailed inspection of commercial loan portfolio review components.

Payment History
Industry Analysis
Guarantor Review
Insurance Adequacy

Final Verification & Documentation

Final verification, documentation, and sign-off procedures.

Workout Strategies
Regulatory Classification

Initial Setup & Documentation

Complete initial documentation and preparation

Inspector / Assessor Name
Date
Location / Area
Inspection Type
Previous findings reviewed?

Safety & Compliance Verification

Verify all safety requirements are met

All safety protocols being followed?
Emergency exits clear and accessible?
First aid supplies available and stocked?
All hazards identified and controlled?
Required PPE being worn correctly?

Operational Standards Check

Verify operational standards and procedures are maintained

Standard operating procedures being followed?
All equipment in proper working condition?
Maintenance schedule current?
All staff training current and documented?

Quality Assessment

Evaluate quality standards and performance metrics

Quality standards met for all items checked?
Any deficiencies or non-conformances identified?
Root cause analysis completed for issues?
Continuous improvement opportunities identified?

Environment & Conditions

Verify environmental conditions meet requirements

Area clean and well-maintained?
Adequate lighting in all areas?
Ventilation adequate?
Required signage visible and current?

Related Financial Services Checklists

Related Loan Processing Checklists

Why Use This Commercial Loan Portfolio Review?

This commercial loan portfolio review helps financial services teams maintain compliance and operational excellence. Designed for commercial loan officer / credit analyst professionals, this checklist covers 32 critical inspection points across 8 sections. Recommended frequency: quarterly.

Ensures compliance with OCC Commercial Lending Standards, Interagency Guidelines, FASB Credit Loss Standards. Regulatory-aligned for audit readiness and inspection documentation.

Frequently Asked Questions

What does the Commercial Loan Portfolio Review cover?

This checklist covers 32 inspection items across 8 sections: Initial Assessment, Detailed Inspection, Final Verification & Documentation, Initial Setup & Documentation, Safety & Compliance Verification, Operational Standards Check, Quality Assessment, Environment & Conditions. It is designed for financial services operations and compliance.

How often should this checklist be completed?

This checklist should be completed quarterly. Each completion takes approximately 45-60 minutes.

Who should use this Commercial Loan Portfolio Review?

This checklist is designed for Commercial Loan Officer / Credit Analyst professionals in the financial services industry. It can be used for self-assessments, team audits, and regulatory compliance documentation.

Can I download this checklist as a PDF?

Yes, this checklist is available as a free PDF download. You can also use it digitally in the POPProbe mobile app for real-time data capture, photo documentation, and automatic reporting.